How to read your remittance comparison

The mid-market rate is a reference for what $1 of the send currency buys of the receive currency in wholesale markets. Retail providers often apply a margin on top of that rate and may charge a fee. Comparing both the rate and the fee shows what the recipient actually receives for the amount you send.

Delivery time, funding method, and payout rails also change the total cost. A slightly worse rate with a lower fee can still be the better deal for some corridors. Use the list above to weigh recipient-gets amount, speed, and fees together — not rate alone.

• Check how much the recipient gets after rate and fees for your exact amount.
• Confirm expected delivery and whether cash pickup or bank deposit is supported.
• Re-check before you send — rates and promotions change throughout the day.